LedgerIQ is a powerful, one-click financial analysis software that transforms your General Ledger export (from any accounting system) into comprehensive reports, charts, and actionable insights. It automates complex financial analysis, making expert-level understanding accessible instantly.

How does LedgerIQ work with my existing accounting software?

LedgerIQ is universally compatible. You simply export your General Ledger (Nominal Ledger or Trial Balance Detail) as a CSV or XLSX file from your current accounting software (like Xero, QuickBooks, Sage, Pandle, FreeAgent, Wave, MYOB, NetSuite, or even Excel) and upload it to LedgerIQ. No direct integration or API access is needed.

What kind of insights can I get from LedgerIQ?

LedgerIQ provides a full suite of financial analysis, including: detailed Profit & Loss, Balance Sheet, and Cash Flow Statements; Common-Size analysis; extensive profitability ratios (Gross, Operating, Net Margins, ROA, ROE); DuPont analysis; liquidity and debt leverage ratios; working capital and cash conversion cycle analysis; break-even/CVP analysis; revenue and expense structure insights; trend analysis (MoM, QoQ, YoY); revenue forecasting; seasonality detection; budget vs actual analysis; productivity metrics; and even transaction anomaly detection.

Can I download reports from LedgerIQ?

Yes! LedgerIQ allows you to download professionally formatted reports, charts, and entire dashboards in PDF format, perfect for presentations, client meetings, board reports, or internal reviews.

Is LedgerIQ really 'one-click'?

After a quick, secure upload of your General Ledger file, generating the comprehensive suite of analyses is incredibly fast, often feeling like 'one-click'. LedgerIQ intelligently processes your data. For enhanced accuracy in certain areas (like BS classification or COGS identification), it may offer simple, guided prompts for data enrichment, ensuring the insights are perfectly tailored to your business.

Is my financial data secure with LedgerIQ?

Absolutely. We prioritize your data security. LedgerIQ uses AES-256 encryption. Your uploaded General Ledger files are processed temporarily and automatically deleted from our servers shortly after your session or analysis. We do not permanently store your detailed transaction data unless you explicitly save specific analysis runs to your account history.

How much does LedgerIQ cost?

LedgerIQ costs just 2,000 credits per report for all IQ Suite subscribers. With plans starting from just 5,000 credits/month, you can generate multiple comprehensive analyses. Sign up today and start transforming your GL data into powerful insights.

LedgerIQ · Financial analysis 42 modules · one upload Issued ·

One ledger in.
A CFO’s brief out.

Export a general ledger from any platform. LedgerIQ reads it through 42 analytical lenses — then RiQ writes the board pack.

Start free today View the plates No card · 14-day trial

42 Analysis modules

6 Valuation methods

10,000 Monte Carlo runs

<60^s Upload to analysis

LedgerIQ margin analysis dashboard: gross margin 79.3 percent, profit margin waterfall and performance corridor — Margin corridor

LedgerIQ DuPont analysis tree decomposing return on equity into margin, turnover and leverage — DuPont tree

LedgerIQ business valuation panel showing an estimated worth range from six valuation methods and Monte Carlo simulation — Valuation engine

§Altman Z-Score §DuPont decomposition §CVP break-even §Monte Carlo valuation §Holt-Winters forecasting §Piotroski F-Score §Anomaly detection §Board pack PDF §Altman Z-Score §DuPont decomposition §CVP break-even §Monte Carlo valuation §Holt-Winters forecasting §Piotroski F-Score §Anomaly detection §Board pack PDF

No. 01 Watch

Two minutes, start to brief

A ledger goes in. Statements, ratios, forecasts and the RiQ narrative come out.

View the real product demo →

No. 02 The plates

Not mock-ups. Output.

Every figure below is a real export from a LedgerIQ session — the same screens you get sixty seconds after upload.

DuPont analysis tree: return on equity of 186.7 percent decomposed into net profit margin 14.9 percent, asset turnover 3.78 times and equity multiplier 3.31 times, with a component contribution bar — Fig. 01 **DuPont decomposition.** ROE traced to margin × turnover × leverage — so you can say *which* lever is doing the work.

Cash flow analysis: operating, investing, financing and net change bars plus a twelve-month monthly cash flow timeline — Fig. 02 **Cash flow statement,** derived indirectly from the GL with a month-by-month timeline.

Liquidity command centre: current, quick and cash ratios, defensive interval of 110 days, assets versus liabilities by account, and plain-English key insights — Fig. 03 **Liquidity command centre.** Ratios, stress testing and a 110-day defensive interval — annotated in plain English.

Margin analysis: gross, contribution, operating, EBITDA and net margins with sparklines, a profit margin waterfall from revenue to net income, and a margin performance corridor against industry targets — Fig. 04 **Margin waterfall & corridor.** Five margins tracked against industry target ranges, revenue to net income.

Revenue insights: gross revenue mix donut across five channels, channel ledger with lead channel at 63.2 percent share, concentration index and monthly channel trend — Fig. 05 **Revenue insights.** Channel mix, concentration risk and seasonality — spotted from the ledger alone.

What-if CVP scenario planner: sliders for revenue, variable and fixed cost changes feeding net profit, break-even revenue, margin of safety and operating leverage, with a profit waterfall — Fig. 06 **What-if CVP planner.** Drag the sliders; break-even, margin of safety and leverage re-model live.

Business valuation: estimated worth range of 2.4 to 4.9 million pounds from 10,000 Monte Carlo scenarios, with six detailed valuation methods including DCF, EBITDA multiple and net asset value — Fig. 07 **Valuation engine.** Six methods, 10,000 Monte Carlo scenarios, a defensible range — a structured first pass, not a substitute for judgement.

Financial health scoring: composite score of 85 with Piotroski F-Score 7 out of 9, alongside the RiQ assistant writing the performance summary and strategic recommendations — Fig. 08 **Health score, narrated.** Altman + Piotroski composite — with RiQ writing the findings up beside it.

Contact sheet · further plates Scroll →

Revenue forecasting module with Holt-Winters projection bands — *Fig. 09*Revenue forecast

Seasonality analysis showing recurring monthly revenue patterns — *Fig. 10*Seasonality

Anomaly detection module flagging unusual transactions by severity — *Fig. 11*Anomaly detection

Cash conversion cycle analysis combining DSO, DIO and DPO — *Fig. 12*Cash conversion cycle

Working capital analysis with waterfall and trend charts — *Fig. 13*Working capital

Ratio trends module charting key ratios over time — *Fig. 14*Ratio trends

Debt and leverage module with coverage and gearing ratios — *Fig. 15*Debt & leverage

Credit risk and lending analysis with Altman Z-Score zones — *Fig. 16*Credit risk

Core financial statements: profit and loss, balance sheet and cash flow — *Fig. 17*Core statements

Common-size analysis expressing the P&L and balance sheet as percentages — *Fig. 18*Common-size

No. 03 In this issue

The index

Forty-two modules. Every plan. One upload.

Core statements · 7

Trial balance
Profit & loss
Balance sheet
Cash flow statement
Changes in equity
Common-size P&L
Common-size balance sheet

Ratios & efficiency · 9

Liquidity
Debt & leverage
Return ratios
Working capital
Cash conversion cycle
Receivables
Payables
Inventory
Productivity

Advanced analysis · 10

DuPont decomposition
Altman Z-Score
Piotroski F-Score
Break-even / CVP
What-if CVP scenarios
Capital structure
Credit risk & lending
Tax efficiency
Anomaly detection
Health scoring

Trends & forecasting · 7

Ratio trends
Key P&L trends
Key balance sheet trends
Metrics trend
Seasonality
Revenue forecasting
Budget vs actual

Revenue & cost · 5

Revenue insights
Margin analysis
Profitability
Expense structure
Expense correlation

Exports · 4

Board pack PDF
Excel export
Chart images
Business report

42 modules · included on every plan · established formulae throughout

No. 04 The copilot

RiQ reads the numbers with you

Ask in plain English. RiQ navigates the modules, reads your actual figures, and writes the report.

— 01

It drives

“Show me profitability” — RiQ opens the right modules and explains what it finds.
— 02

It reads your data

Answers come from your ledger, not a help page — and it flags anomalies before you ask.
— 03

It writes the report

One request and RiQ tours 10+ modules, then compiles the board-ready narrative.

The RiQ assistant panel inside LedgerIQ, navigating analysis modules and writing a narrative summary of the financial results — Fig. 19 **RiQ in session.** Conversation on the right, analysis on the left, report at the end.

§ Why we mean it

The GL knows.
You should know first.

“If LedgerIQ can’t show you something you didn’t already know about your own books, you don’t owe us anything.”

Proactive

Every module runs on upload. The three things worth worrying about surface before the meeting starts.

Established method

Altman, Piotroski, DuPont, CVP — the formulae analysts and lenders already trust.

Board-ready

One-click PDF board pack. Walk in with the briefing already printed.

Run your GL · free trial → No card · 42 modules · ten-minute test

No. 05 Method

Three steps. No integration.

Step 01 · Export

Any platform

CSV or XLSX from Xero, QuickBooks, Sage, Pandle — anywhere a GL can leave the building.

Step 02 · Upload

Enrich in seconds

Accounts are classified automatically; RiQ asks about anything ambiguous.

Step 03 · Read

42 lenses

Dashboards, forecasts, the valuation, the anomalies — and the PDF board pack.

Your ledger stays yours. Analysis runs client-side in your browser; transfers are AES-256 encrypted and session data is purged after analysis — nothing is kept unless you save a snapshot.

No. 06 Also in this issue

LedgerIQ ships with three siblings

Every plan includes the whole suite. Reconcile the bank, code the books, analyse the ledger, prepare the year-end set.

ReconcileIQ

Bank to books, matched

Statement reconciliation at 5,000+ transactions a second — any bank, any format.

Explore ReconcileIQ → CodeIQ

AI bookkeeping, end to end

Codes, classifies VAT, matches invoices and posts back to Xero, QuickBooks, Sage or Pandle.

Explore CodeIQ →

LedgerIQ

Board-ready analysis

42 analysis modules from a GL export, with RiQ writing the plain-English narrative.

You are here

PrepIQ · private beta

Year-end working papers

The full working papers set from a client’s records — every figure cell-linked.

Explore PrepIQ →

See the whole Suite

No. 07 The price of admission

From £5 a month

Every plan includes ReconcileIQ, CodeIQ, LedgerIQ and PrepIQ. A full report costs 2,000 credits.

Win the client in the first meeting

Prospect sends the GL on Tuesday; you walk in Wednesday with their numbers, analysed.

Learn more

Correspondence

Frequently asked

What is LedgerIQ?

A financial analysis engine in the IQ Suite. It turns a raw GL export into statements, ratios, forecasts and reports — instantly.

Does it work with my software?

Yes. If you can export a general ledger, nominal ledger or trial balance detail as CSV or Excel, LedgerIQ can analyse it — Xero, QuickBooks, Sage, Pandle and more.

How much does it cost?

2,000 credits per full report. Starter (£5/mo, 5,000 credits) covers two analyses a month; Accountant (25,000) covers twelve.

Is my data secure?

Yes. AES-256 encryption throughout, and detailed transaction data isn’t kept beyond the session unless you save a snapshot.

Can I download reports?

Yes — PDF board packs, Excel exports and chart images for any module.

Do I need accounting knowledge?

No. Every metric comes with a plain-English explanation, and RiQ guides any data enrichment.

How often can I upload?

As often as you like — no upload limits. Most users run it monthly; some weekly.

Does it work with ReconcileIQ and CodeIQ?

Yes, all four ship on every plan: ReconcileIQ proves the data, CodeIQ builds the ledger, LedgerIQ reads it, and PrepIQ prepares the year-end set. One set-up covers the suite.

The closing entry

Your ledger is already telling the story

Upload it once and read all 42 chapters — with RiQ narrating.

Start free today Back to the plates

No card · no set-up · 2,000 credits per full report

One ledger in.A CFO’s brief out.