ReconcileIQ
ReconcileIQ

Simple, scalable pricing for ReconcileIQ + CodeIQ + LedgerIQ

From reconciliation to intelligent auto-coding to financial insights — all in one platform. Choose a plan that grows with you.

1,000 free credits Cancel anytime Annual save 15%
Billing Period
Monthly
Annual -15%

Individual Plans

Simple monthly credit limits • Unlimited datasets/imports

Start Free 1,000 credits

Start with 1,000 one-off credits you can use any time. They don't refresh, and they never expire. Upgrade when you want monthly credits.

Starter

For freelancers and small businesses

£5 /mo

5,000 credits/month

That's enough for:

5,000 reconciled transactions or

125 PDF bank statement conversions or

12 monthly bookkeeping tasks or

10 full LedgerIQ analyses

  • ReconcileIQ core (PDF→CSV, high-speed matching)
  • CodeIQ Suggest (intelligent categorization)
  • LedgerIQ Full (30+ analysis modules)
  • Email support
  • Overage: £0.002 per credit
Choose Starter
BEST VALUE

Accountant

For accountants and growing practices

£15 /mo

25,000 credits/month

That's enough for:

25,000 reconciled transactions or

625 PDF bank statement conversions or

62 monthly bookkeeping tasks or

50 full LedgerIQ analyses

  • Everything in Starter
  • CodeIQ AutoPost (confidence thresholds)
  • Priority processing
  • Overage: £0.0015 per credit
Choose Accountant

Practice Plans

For accounting/bookkeeping firms • Pooled credits • Unlimited datasets

Practice Essential

For starting practices

£39 /mo

50,000 credits/mo pooled

That's enough for:

50,000 reconciled transactions or

1,250 PDF bank statement conversions or

125 monthly bookkeeping tasks or

100 full LedgerIQ analyses

  • ReconcileIQ core
  • CodeIQ AutoPost with approvals
  • LedgerIQ Full
  • Up to 250 client accounts
  • Overage: £0.001 per credit
Choose Essential
BEST FOR FIRMS

Practice Pro

For high-throughput teams

£79 /mo

150,000 credits/mo pooled

That's enough for:

150,000 reconciled transactions or

3,750 PDF bank statement conversions or

375 monthly bookkeeping tasks or

300 full LedgerIQ analyses

  • Everything in Essential
  • Up to 2,500 client accounts
  • API access
  • Priority support & Onboarding
  • Overage: £0.0008 per credit
Choose Pro

Enterprise

For large or regulated practices

£199 /mo

500,000 credits/mo pooled

That's enough for:

500,000 reconciled transactions or

12,500 PDF bank statement conversions or

1,250 monthly bookkeeping tasks or

1,000 full LedgerIQ analyses

  • Everything in Pro
  • Up to 20,000 client accounts
  • SSO & Custom integrations
  • Premium support
  • Volume overage: £0.0005 per credit
Choose Enterprise

Client Accounts

Give your clients direct access to the IQ Suite under your practice umbrella. Each client gets their own premium account with full platform access — managed entirely from your dashboard.

Day-one value

Onboard new clients with instant access to powerful financial tools

Tech-forward positioning

Differentiate your practice with cutting-edge automation

Completely free

No cost to you or your client — each gets 2,500 credits/month included

Full control

Manage access, monitor usage, and revoke anytime

How it works

  1. 1 Create a client account from your dashboard
  2. 2 Client receives login credentials via email
  3. 3 They access ReconcileIQ, CodeIQ & LedgerIQ
  4. 4 They get 2,500 free credits every month

Accounts scale with your plan:
2502,50020,000

All Plans Include

ReconcileIQ

  • • PDF → CSV for 17+ UK banks
  • • High-throughput reconciliation
  • • QuickBooks, Xero, Sage, Pandle

CodeIQ

  • • Pattern learning & fuzzy matching
  • • intelligent categorization + VAT suggestions
  • • Bulk review and batch posting

LedgerIQ

  • • 30+ analysis modules
  • • Xero report ingestion
  • • Explainers for non-financial users

CodeIQ AutoPost included from Business Growth and all Practice plans • Annual billing saves 15%

Just need a one-time boost?

Buy bonus credits without a subscription. Starting at just £3. Bonus credits never expire — use them whenever you need.

Buy Credits

Frequently Asked Questions

How do credits work?

Subscription credits refresh each billing cycle — you get a fresh allocation monthly. Bonus credits (from one-off purchases or unused monthly credits) never expire and are used after your monthly allocation runs out. If you exceed both, overage is optional; when enabled, charges apply immediately at your tier rate (£0.50 minimum; any extra credits become bonus credits).

What counts as a credit?

Any individual bank/ledger transaction processed by ReconcileIQ and/or CodeIQ. Internal steps, retries, and test runs do not count.

Can I change plans later?

Yes — upgrade or downgrade anytime. Plan changes prorate automatically and take effect immediately.

Is my data secure?

We use bank-grade encryption, OAuth for integrations, and apply the strictest GDPR standards. SOC 2 journey in progress.

Do you offer discounts for nonprofits?

Yes — contact us for nonprofit and education pricing.

From transactions to decisions — in one platform

Start free with 1,000 one-off credits. No credit card required.