LedgerIQ Features

Transform trial balance data into 30+ actionable financial insights with intelligent analysis and forecasting

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30+ Analysis Modules

Comprehensive financial analysis across every dimension of your business

Core Financial Statements

Balance Sheet Analysis

Automated classification of assets, liabilities, and equity with vertical/horizontal analysis

  • Current vs fixed asset breakdown
  • Short vs long-term liabilities
  • Equity movement tracking

Profit & Loss Statement

Detailed income statement with automatic COGS identification and expense categorization

  • Revenue recognition and breakdown
  • Intelligent COGS identification
  • Operating vs non-operating expenses

Cash Flow Statement

Three-way cash flow analysis showing operating, investing, and financing activities

  • Operating cash flow from operations
  • Capital expenditure tracking
  • Financing activity classification

Comprehensive Ratio Analysis

Liquidity Ratios

  • • Current Ratio
  • • Quick Ratio
  • • Working Capital
  • • Cash Ratio

Profitability Ratios

  • • Gross Margin %
  • • Net Profit Margin
  • • ROA & ROE
  • • EBITDA Margin

Efficiency Ratios

  • • Asset Turnover
  • • Inventory Turnover
  • • Receivables Turnover
  • • Payables Turnover

Leverage Ratios

  • • Debt-to-Equity
  • • Debt-to-Assets
  • • Interest Coverage
  • • Equity Multiplier

Advanced Analysis & Forecasting

Trend Analysis

Multi-period ratio tracking with visualization to identify improving or deteriorating performance

  • Month-over-month comparisons
  • Year-over-year growth rates
  • Interactive Chart.js visualizations

Revenue Forecasting

Statistical regression models to predict future revenue with confidence intervals

  • Linear & polynomial regression
  • Seasonality detection & projection
  • R-squared model selection

DuPont Analysis

Decomposition of ROE into profit margin, asset turnover, and equity multiplier components

  • Three-factor ROE breakdown
  • Identifies performance drivers
  • Visual waterfall charts

Break-Even Analysis

Calculate break-even point with fixed/variable cost classification

  • Intelligent cost classification
  • Contribution margin analysis
  • Safety margin calculations

Intelligent Analysis Features

Advanced features that go beyond traditional financial analysis

Universal Enrichment System

Intelligent account classification engine that automatically categorizes trial balance accounts into balance sheet and income statement categories

  • Pattern recognition for account names & codes
  • Industry-standard classification taxonomy
  • Learns from user corrections
  • Manual override capability

RiQ AI Assistant

Conversational AI that answers natural language questions about your financial data in real-time

  • Natural language query interface
  • Analyzes actual uploaded data (not generic advice)
  • Explains ratio changes & trends
  • Client-side processing for privacy

Anomaly Detection

Automatically identifies unusual spikes or drops in accounts to flag potential errors or fraud

  • Statistical outlier detection
  • Variance threshold alerts
  • Period-over-period comparison
  • Visual highlighting in reports

Automated COGS Identification

System identifies cost of goods sold accounts from your trial balance for accurate gross profit calculations

  • Keyword & code pattern matching
  • Handles inventory, purchases, direct costs
  • Manual adjustment interface
  • Enables accurate gross margin analysis

Professional Reporting

Client-ready reports and exports for presentations and further analysis

PDF Board Packs

Comprehensive financial reports with executive summaries, charts, and ratio analysis

  • Custom branding (logo, colors)
  • Select modules to include
  • Add custom commentary

Excel Exports

Detailed data tables and calculations for custom analysis in spreadsheets

  • All ratio calculations
  • Financial statement data
  • Formatted for pivot tables

Chart Images

Individual chart exports in PNG format for presentations and documents

  • High-resolution exports
  • Transparent backgrounds
  • PowerPoint-ready

Technical Excellence

Privacy-first architecture and platform compatibility

Client-Side Processing

All analysis happens locally in your browser. Your financial data never leaves your device unless you choose to export.

  • No server uploads of trial balance
  • Session storage only (cleared on tab close)
  • HTTPS encrypted connections
  • No third-party data sharing

Platform Compatibility

Works with exports from any accounting software - completely platform-agnostic

  • QuickBooks, Xero, Sage, Pandle
  • CSV & Excel file support
  • Intelligent column mapping
  • UK & international COA support

Interactive Visualizations

Powered by Chart.js with responsive, interactive charts that adapt to your data

  • Line, bar, pie, doughnut, radar charts
  • Hover tooltips with detailed data
  • Responsive design for all screen sizes
  • Export charts as images

Browser-Based

No installation required - runs entirely in modern web browsers

  • Chrome, Firefox, Safari, Edge support
  • Works on Windows, Mac, Linux
  • Automatic updates - always latest version
  • No IT maintenance required

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Transform your trial balance into 30+ actionable insights with LedgerIQ's comprehensive analysis platform

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